Banking and Company Credit Card Policies for Small Business

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Does your small business have a banking and credit card policy? If not, perhaps you might wish to think on it. Developing such policies and procedures is not a difficult task. It will not take you long at all to make a relatively simple operations manual to cover your banking and credit card strategies. Below please find an outline or guideline to assist you in developing your own small business banking strategy.

What I usually recommend is that you print out this article and then modify the outline to best fit your business and banking needs. Then after making modification on the article itself and tape it to the a legal pad, then on the following pages of the legal pad write a paragraph or two on each number and letter item. Once you have written and re-written these pages you now have a rough draft, then type in your ideas and plan into a word processor computer program and there is your operations manual which is in place as you expand you business to its full potential.

BANKING AND CREDIT CARDS

I. WELLS FARGO BANK

A. Business Accounts

B. Company Credit Cards

C. Supply Ordering

D. Interest Accounts

E. Numbers Of Locations

II. CREDIT CARD PROCESSING

A. How it Works

B. Percentages

C. Royalty Payments

III. ATM CARDS

A. Personal Use

B. Credit Cards

C. Business Fund Commingling

IV. PERSONAL MONIES

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